Getting injured at work can put your livelihood in jeopardy, so it’s always a stressful situation. Handling it correctly right from the start can help ensure the process goes as smoothly as possible. If you get injured at work, here’s what to do.
At Accident Agents, we help all of our clients in all manners when it comes to experiencing an injury – and we’re here to help. Read on to learn more about what you need to do if you experience a workplace accident.
Seek Medical Attention
Getting medical attention should generally be your highest priority. This is especially true if the injury is serious. Don’t hesitate to call 911 or go to the emergency room if the situation warrants it. For more minor work injuries, you can generally seek help from a primary care doctor or urgent care clinic.
Report the Injury to Your Employer
It’s important to talk to your employer about being injured at work as soon as possible. In Florida, if you wait longer than 30 days to tell them, their insurance company may be able to deny the claim. For injuries where it may take some time for a diagnosis, such as carpal tunnel syndrome, you should notify them as soon as you become aware of it.
Your employer will generally ask you some details about when the injury occurred, what kind of medical help you’ve sought and what your symptoms are. They will also typically send you to a doctor that specializes in occupational medicine for an official exam.
File a Workers’ Compensation Claim
In Florida, almost all employers are required to carry workers’ compensation insurance. Generally, your employer will handle filing the workers’ compensation claim with the insurance company, so you shouldn’t have to worry about it. The insurance company will review the claim and either approve or deny it. If the claim is approved, you should begin receiving workers’ compensation payments soon.
Unfortunately, sometimes insurance companies deny legitimate claims. If that happens, you will need to take further action. You can begin by filing a Petition for Benefits with Florida’s Division of Workers’ Compensation. It’s a good idea to hire an attorney to help you with this process because it can sometimes get complicated and the insurance company will have lawyers handling their side.
If you’re injured at work, finding the right support and navigating the legal process can be confusing and difficult. If you’re not sure what to do, we can help. Give us a call today at 1-866-4-AGENTE to find out more. Our services are free – we are your personal Accident Agent!